Independent Brokers


We chose to be independent. As a result, we save insurance companies a lot of money on salaries because we are only paid when we produce business. That is not our motivation, however. Instead, our choice to be independent comes from our desire to be able to shop for you!

Insurance is one of those products where consumers tend to buy and forget. Most often, this is to their detriment. Insurance is one of the types of purchases where change occurs regularly. The company that offered the best prices and coverage two years ago is not likely to be the best today. 

Another thing to remember is that you change every few years too. One of my first customers was a young man with a family. When my son was in high school, they spent time working on my son’s off-road truck in the garage. They were both in high school. Today, he’s a successful Manager in an air conditioning company, has a family, and has some decent equity in his home. He’s not the same person who used to hang around with my son after school, and he won’t likely be in the same position a few years from today. He’s a perfect example of how we change and how our insurance needs should change with us.

It pays to look again at your insurance company and your coverage at least every two to three years – maybe even more often. A good independent insurance broker can help you to do that. In fact, it’s not uncommon for us to advise our clients to hold firm with the insurance they already have. Sometimes it pays not to change. You may already have the best policy you can get, given your situation and market conditions.

Independent Brokers


We chose to be independent. As a result, we save insurance companies a lot of money on salaries because we are only paid when we produce business. That is not our motivation, however. Instead, our choice to be independent comes from our desire to be able to shop for you!

Insurance is one of those products where consumers tend to buy and forget. Most often, this is to their detriment. Insurance is one of the types of purchases where change occurs regularly. The company that offered the best prices and coverage two years ago is not likely to be the best today.

Another thing to remember is that you change every few years too. One of my first customers was a young man with a family. When my son was in high school, they spent time working on my son’s off-road truck in the garage. They were both in high school. Today, he’s a successful Manager in an air conditioning company, has a family, and has some decent equity in his home. He’s not the same person who used to hang around with my son after school, and he won’t likely be in the same position a few years from today. He’s a perfect example of how we change and how our insurance needs should change with us.

It pays to look again at your insurance company and your coverage at least every two to three years – maybe even more often. A good independent insurance broker can help you to do that. In fact, it’s not uncommon for us to advise our clients to hold firm with the insurance they already have. Sometimes it pays not to change. You may already have the best policy you can get, given your situation and market conditions.

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